Purchasing Property in Roatan

Purchasing Property in Roatan: A Warm Welcome to Your Dream Home

Buying property in Roatan is a delightful and straightforward journey, though it might be a bit different from what you’re used to back home. But don’t worry, I’m here to guide you every step of the way!

I work closely with developers, private sellers, all real estate agencies, and two MLS systems to find the perfect property for you. While some agents might just point you to the MLS, I believe there’s so much more to discover. Let me help you uncover your dream property!

The Easy Path to Your Dream Home

Once you’ve found that perfect home, the purchasing process is smooth and simple. As a foreigner, you can easily buy property in Roatan—it’s a common and entirely possible venture. You can purchase up to nearly 0.75 acres in a single transaction. If you’re eyeing a larger plot or want to invest in multiple properties, creating a Honduran corporation is the way to go. This process requires a Honduran attorney, but it’s straightforward, and I’m happy to recommend someone who suits your needs.

Understanding Financing

Financing here might be a bit different from what you’re accustomed to. Generally, Roatan banks don’t provide loans to non-residents, and North American banks typically don’t finance foreign properties. Many buyers opt for a second mortgage back home or purchase in full after selling their property there. Your financial situation is unique, but I’m here to offer advice based on common practices in Roatan. Feel free to reach out with any questions at any time.

My Recommendations and Advice

Let’s start by dreaming together! Tell me about your ideal property. What activities do you enjoy? How do you envision using your new place? Are you looking for vibrant surroundings or a secluded paradise? Whether you’re interested in a condo, a home, a piece of land, or you’re open to all options, I can help. Do you have a favorite part of the island? Planning to live here full-time, part-time, or just for vacations? Thinking about renting it out on Airbnb? Let’s discuss your preferences and find the perfect match for your lifestyle. I am here to help!

Residency and Living in Roatan

For Canadians and Americans, visiting Honduras on a tourist visa for up to 90 days is easy. If you’re investing in a vacation property or a snowbird home, you won’t need Honduran residency. However, if you plan to move to Roatan permanently, applying for residency right away is a good idea. I’ve been through this process and can connect you with a trusted attorney specializing in residency.

Starting a Business

If you’re considering running a business in Roatan, purchasing an already operating business allows you to continue operations while your paperwork is processed. Opening a new business might take a bit longer, but it’s a great opportunity to set up and prepare for your grand opening.

Estate Planning

Think about your estate planning carefully. Since you might be living in a different country from your relatives and heirs, having a clear plan is crucial.

If you have any questions about the specifics of the purchasing process—whether it’s about finances, legalities, or just my personal insights on life in Roatan—I’m here for you. Feel free to reach out at any time.